Short Hills, Millburn, Livingston, Maplewood, West Orange and Summitt real estate and homes for sale in New Jersey, Luxury Homes, Premier Properties - Jill Kukoff, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
Short Hills, Millburn, Livingston, Maplewood, West Orange and Summitt real estate listings, home buying, selling and homes for sale in New Jersey - NUMBER1EXPERT(tm)
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Jill Kukoff



All agents are NOT alike! Find out why I am a top real estate expert. Call me: 908-764-2094.

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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Short Hills/Millburn, Livingston and Maplewood real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Working With An Agent >Earning Your Loyalty

When you begin to search for a new home, you will probably encounter several real estate agents at open houses, through friends or from signs or advertisements. Each agent would like a commitment from you to work exclusively with him or her. Is this arrangement in your best interest or is it better to play the field?

There is a universal law that also pertains to real estate agents--you get back from a relationship what you put into it. If you are not convinced that one agent could possibly fill all your needs, you may be overlooking the positive aspects of a one-on-one relationship.

The first step is to find an agent whom you like and trust. Don't be afraid to discuss your reluctance to work with one agent exclusively, but be open to other viewpoints. You may be pleasantly surprised by the open communication that such an admission will establish right from the beginning! Making a commitment to work exclusively with an agent is part of the formula for success in real estate.

The strongest accountability is in the marketplace. A good reputation and referrals from happy clients are essential to a real estate agent's success!

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Real Estate Trivia
Q 
Why is the Terra Amata site in Nice, France famous?

A 
Remains of 21 huts found in 1965 are thought to be the oldest known habitation from the Acheulian culture 400,000 years ago.
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Jill Kukoff, REALTOR®, real estate agent and broker for Short Hills, Millburn, Livingston, Maplewood, West Orange and Summitt, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Jill Kukoff
Weichert Realtors

505 Millburn Avenue
Short Hills NJ 07078
Office Phone:: 973-467-7592
Cell:: 908-764-2094
Fax:: 973-912-0072
Email:: JillKukoff@NUMBER1EXPERT.com

When you contact me you can be assured I will respect your privacy. I'm interviewing for the postion as YOUR REAL ESTATE AGENT.


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