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Short Hills, Millburn, Livingston, Maplewood, West Orange and Summitt real estate listings, home buying, selling and homes for sale in New Jersey - NUMBER1EXPERT(tm)
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Jill Kukoff



All agents are NOT alike! Find out why I am a top real estate expert. Call me: 908-764-2094.

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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Short Hills/Millburn, Livingston and Maplewood real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Closing or Settlement >Net Sheet for Sellers

When you consider what price you should accept when selling your home, there are two important factors that will influence your decision. The first factor is the basic sales price. The second, and more important, is the amount you will actually receive from the proceeds at the closing.

Your real estate agent will prepare a seller's "net sheet" showing what your expenses will be. This will aid you in determining who pays what and when. It can help you to focus on the details of the sale.

A seller's expenses will include brokerage fees, real estate settlement fees, title insurance fees and special assessments. In some cases the buyer may ask you to pay some of the loan fees. Local real estate taxes will be pro-rated for you and the buyer, and you may be asked to place funds in escrow for payment of your final water bill. Subtract your mortgage balance any home improvement loans and other liens against the property that will be paid at the closing to come up with your final figures.

Your real estate agent can go over all of these factors with you when you list your home for sale and again as offers come in.

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Real Estate Trivia
Q 
On what famous American street can you find the most expensive retail space for rent anywhere in the world?

A 
Fifth Avenue, New York City, U.S.A. offers retail space for rent at the rate of $580 per square foot.
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Jill Kukoff, REALTOR®, real estate agent and broker for Short Hills, Millburn, Livingston, Maplewood, West Orange and Summitt, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Jill Kukoff
Weichert Realtors

505 Millburn Avenue
Short Hills NJ 07078
Office Phone:: 973-467-7592
Cell:: 908-764-2094
Fax:: 973-912-0072
Email:: JillKukoff@NUMBER1EXPERT.com

When you contact me you can be assured I will respect your privacy. I'm interviewing for the postion as YOUR REAL ESTATE AGENT.


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